Balloon Payment Calculator

Balloon payment calculator: monthly payment and the lump sum due at the end of a balloon loan, from the amount, rate, amortization period and balloon date.

B = L(1 + r)k − M (1 + r)k − 1r

How to use this calculator

  1. Type your input in the box.
  2. The result updates as you type.
  3. Use “Copy result” or “Copy link” to share it.

Payments are calculated as if the loan ran the full amortization period, but the remaining balance is due earlier as one balloon payment.

Estimates for planning only; not financial advice. Your lender’s or provider’s figures may differ.

Frequently asked questions

$30,000 at 6 %, 10-year amortization, balloon after 4 years?

$333.06 a month and a balloon of about $20,097.

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