Future Value Calculator (Lump Sum)
Future value calculator: how much a one-time investment grows to at a fixed annual return, or the return or years needed.
FV = PV · (1 + r)t
How to use this calculator
- Choose the quantity you want under “Solve for”.
- Type the known values and pick their units: any combination works.
- The result updates as you type. Open “Show the steps” to see the substitution.
A lump sum grows with compound returns: FV = PV × (1 + r)ᵗ. Solve for the rate to see the return needed to reach a goal, or for the years.
For regular monthly contributions, use the compound interest or savings calculator.
Estimates for information only, not financial advice.
Formula
FV = PV · (1 + r)t
| Symbol | Quantity | Units |
|---|---|---|
| PV | Amount invested today | $, €, £ |
| r | Annual return | %, × |
| t | Years | years, months |
| FV | Future value | $, €, £ |
Worked example
Given: PV = 5,000.00 $ · r = 7 % · t = 15 years
FV = PV · (1 + r)t
Result: FV = 13,795.16 $
Frequently asked questions
What does $5,000 become at 7 % for 15 years?
5,000 × 1.07¹⁵ = $13,795.15.